The term “mutual health” is often the object of an abuse of language to designate complementary health. Indeed a complementary health can take different forms since it can be proposed by different types of organisms.
If there are common rules concerning the functioning of a health supplement, in particular concerning their termination, there are also rules specific to each type of organization. A supplementary health insurance can therefore be offered by a mutual insurance company, a mutual insurance company or a pension fund. Each of these players can propose the subscription of an individual contract or a group contract. Group contracts may be voluntary or mandatory, as is the case when in your new job you subscribe to the compulsory mutual of the company.
Thus, when subscribing to a health supplement, the rules governing the operation of your contract, and in particular those relating to the termination of this contract, will differ according to the nature of the organization with which you have contracted.
Source: health insurance
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