While life insurance remains the preferred savings product of the French, some contracts are more profitable than others. Here
are the top 10 life insurance companies that had the best return for
the year 2016, with a summary of the 2015 return for each of them.
We often hear about the returns to life insurance, not always knowing who actually offers the best rate. Whether they are very popular or less well-known, some insurers manage to maintain attractive returns. How much hope? Who to turn to?
The 10 Most Profitable Life Insurance Contract
The
return on life insurance is often compared to a yoyo. As a result, its
rate is very variable. But there are some players in the sector who are
more interesting than others, here are the 10 best life insurance:
| Insurer | Contract | Performance 2016 |
Performance 2015 |
| 1. Aviva Vie | Multisupport Afer (Afer Eurogrowth Fund) | 6,87% | NC |
| 2. Generali Vie (Generali Patrimoine) |
Espace Invest 4 (G Growth Fund 2014) | 4,15% | 5,74% |
| 3. Suravenir | Sérénipierre (Primonial Groupe , Pierre Euro Security Fund) | 3,60% | 4,0% |
| 4. La France Mutualiste | Retraite Mutualiste du Combattant (RMC) | 3,20% | 3,35% |
| 5. Spirica | Arborescence Opportunités (UAF Life Patrimoine, fonds Euro Allocation Long Terme) | 3,04% | 3,51% |
| 6. CNP Assurances | Grain Amplifier 9 (Mutual Amplifier) | 3% | 3,20% |
| 7. Allianz Vie | Gaipare I (Gaipare) | 2,90% | 3,15% |
| 8. Generali Vie (Generali Patrimoine) |
Multi-Management Retirement Savings (Asac-Generali Limited Fund) | 2,89% | 3,12% |
| 9.Le Conservateur Assurances Mutuelles |
Helios Selection | 2,75% | 3,10% |
| 10. AXA France Vie | Cler (Agipi, euro growth fund) | 2,70% | 3,04% |
We can see the trio Aviva Vie, Generali Vie (Generali Patrimoine) and Suravenir lead the dance. If you want to buy life insurance, but you do not know who to turn to, this ranking may help you make your choice. Otherwise, you can always compare them to remove your last doubts.
Life
insurance can be a real alternative in view of the non-increase in
Livret A returns, placement more and more often pointed fingers.
Source: life insurance
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