Motorcycle insurance:Of course. In France, it is quite possible to insure his two-wheeled vehicles for a certain length of time. This duration, set by the insured person according to his needs, can range from 1 to 90 days.
What is the use of temporary insurance?
Term or short-term insurance meets specific needs depending on specific situations. You take out your motorcycle of collection or sports occasionally or during a certain period of the year? You go on holiday and want to borrow the motorcycle of your friends? That’s what temporary insurance can do. It can also be useful between the period of sale and purchase of a motorcycle or if you want to import or export your two-wheeler. Term insurance can also be used in the case of a temporary trip to France with a foreign motorcycle license.
How to take out a temporary motorcycle insurance?
First you have to find the ideal insurer thanks to a good comparator which will allow you to choose an offer really adapted to your needs. Then the formalities are quite simple. All you have to do is present your motorcycle license and the vehicle registration card (or proof of purchase for recent vehicle) to the insurer. The insurance contract automatically expires on the dates set for the subscription, without the need to cancel the contract. The insured is subsequently free to renew his contract or not.
Some disadvantages
Term insurance can be very useful and advantageous in certain situations, especially for motorcycles that drive very little. This insurance is cheaper than a “classic” motorcycle insurance. However, if the duration of a term insurance contract is extended, the tariff can become very high. The accumulation of short-term motorcycle insurance is much more expensive than a “classic” motorcycle insurance policy.
In addition, in contrast to a “standard” contract, temporary insurance does not allow for bonuses or other privileges, except in the case where the insured person accumulates successive temporary insurance contracts of at least 10 months. Finally, this type of short-term contract does not take into account the driver’s bonuses.
To avoid unnecessary expenses and a motorcycle insurance contract not suitable, it is advisable to choose your insurance and insurer with an insurance comparator.
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